These days, HVAC systems are designed to last somewhere around ten years (if not even longer!). Even if you know your system is getting up towards that age, needing to replace can come as a major shock if you’re not constantly looking for it.
It’s likely that your wallet will feel most of that impact as HVAC systems are quite an investment to make.
Luckily, many companies offer AC financing options to help you get your new system in place while not having to pay the full amount upfront. There are a variety of specifics for financing depending on your situation and the company’s procedures. No matter how the financing plan is designed, there are some common benefits every homeowner will see with going this route.
Here are the top six benefits you’ll see from utilizing HVAC system financing for your home.
1. Lower Upfront Costs
Obviously, the first benefit homeowners see of using financing to get a new HVAC system is that the upfront cost will be much lower. Getting a whole new system put in place is an investment that’s meant to last for years and years, which is why it can potentially cost so much.
Many homeowners don’t have a ton of extra money lying around waiting to be spent to use towards the installation costs. Especially when that need comes unexpected and is an emergency.
When you go the financing route, you’ll likely be required to pay a smaller down payment before work will begin. Then you’ll have monthly payments due until the whole amount has been paid. This is often the best way to make a new system affordable.
2. Quicker Installment Timeline
Sometimes a heater or central air conditioner will die slow and give you adequate time to prepare for getting a new system in place. But more often, they go out suddenly and without warning.
Meaning you’re either left to deal with the changing weather and extremes (Texas summer, anyone?) or get the whole thing replaced as fast as you can. If you’re waiting to save up enough money to pay the whole cost upfront, you’ll probably be dealing with some uncomfortable days in your home.
Financing allows you to immediately get the help you need while you figure out the finances later. It speeds up the entire process significantly, which is always a blessing when thinking about temperature control.
3. More Comfortable Home
Hopefully, if you’re looking to get a new heating and cooling system the one you currently have is decades old. This means that the technology has likely improved quite a bit since that one was installed.
Updated HVAC technology will give you a better ability to control your home and make it to your liking.
You’ll be able to combine the system with technology, like smart home features, so you can change the temperature from an app on your phone. Or you can have more data to show how the system is working and what patterns your family follows with temperature changes.
All of these things you can find in a new system allow you to fully customize the experience you have in your home.
4. Monthly Energy Bill Savings
Not only does the technology in an updated HVAC system give you much more convenience, but it will also make the whole operation much more energy efficient.
Energy efficiency is something most homeowners pay a lot of attention to because it makes a huge difference in their monthly bills. The more efficient your system is, the less power it needs to control your temperature and the less money it will cost you to use it. And who doesn’t want to save money every month?
Getting a system installed fast using a financing option will likely save you money in the long run. You’ll be paying a monthly payment sure, but your other bills will be less at the same time.
5. Peace of Mind
Since most people have become so accustomed to having functioning HVAC systems in their homes, it can be quite unsettling to have to live without one. It can be even worse to have the constant worry of if your system is going to make it through the day or not, especially during extreme weather periods.
This is especially true if you’re not sure how well maintained the unit has been in the past. A thing that is supposed to make your life easier can quickly become a major source of stress if you’re not careful.
Instead of waiting and being in this state of worry all the time, you can utilize financing options to get a new unit you can rely on.
6. Manageable Budget Options
Even financing a new HVAC system can sound overwhelming for some homeowners who feel stretched thin financially. Luckily, there are many options available that will allow you to essentially customize a plan that will work for you.
You can work with the HVAC professionals to come up with an option that will allow you to work the monthly payment into your budget. This way you won’t have to stress but can get the help your home and family need immediately. The key is to be open and make sure everyone is on the same page from the beginning.
Benefits of AC Financing for Your New System
In our modern world, it’s really hard to want to live without an HVAC system. They just make every space more comfortable and manageable in extreme weather times. We’ve all become so accustomed to being able to control the temperature, it’s hard to imagine going without.
That’s why so many homeowners choose to go the AC financing route to make sure they have the right system in place without delay. With so many AC financing options, you’ll be sure to find the one that works best for your situation!
If you’re interested in seeing what our team can do for you to survive the Texas heat, contact us today!